Koizuma partners with Affirm to Give Consumer Greater Payment Flexibility

Koizuma, Inc., a growing tech-focused e-retailer in beauty based in California, announced a partnership with Affirm. This payment network empowers consumers and helps merchants drive growth to bring flexible pay-over-time options to customers shopping on Koizuma.com. Paying with Affirm allows customers the flexibility to split purchases into simple payments over time, with no hidden or late fees.

According to Affirm’s Consumer Spend Report, more than half of Americans were interested in using a pay-over-time solution for their holiday shopping last year. By teaming up with Koizuma, Affirm delivers flexibility, control, and transparency at checkout to give consumers the confidence to purchase their favorite beauty device.

Selecting this payment method enables the customer to split purchases into monthly payments. Affirm charges simple interest that never compounds. Customers never pay a penny more than the amount they agree to upfront, with no hidden or late fees even if they miss a payment, giving customers the most straightforward and most transparent way to finance their purchases on Koizuma.com.

Affirm’s mission is to deliver genuine financial products that improve lives. Building a new kind of payment network — one based on trust, transparency, and putting people first — empowers millions of consumers to spend and save responsibly and gives thousands of businesses the tools to fuel growth. Unlike credit cards and other pay-over-time options, Affirm shows consumers precisely what they will pay upfront, never increase that amount, and never charge any late or hidden fees.